Personal Budget Worksheet::Online Budget::Financial Planner

This budget calculator with determine your Net Monthly Income which is the amount of income left over after all the expenses have been paid. Hopefully, your Net Monthly Income will be a positive (+) amount.

If your Net Monthly Income is a negative amount (-), then you are spending more than you make and need to make changes in your income, spending or both. Otherwise, you may find yourself in Financial Trouble. Enter your monthly financial information into the calculator below.

Budget Calculator

Monthly Income	Sample Data	Enter Your Info Here
Paycheck #1 per month	$ 2,500
Paycheck #2 per month	$ 2,050
Other Income per month	$ 75

Total Income per month	$ 4,625

Monthly Expenses
Mortgage	$ 950
Car Payments	$ 600
Loans	$ 400
Credit Cards	$ 400
Utilities - Gas/Water/Electric	$ 275
Phone, Cable & Internet	$ 150
Groceries	$ 350
Insurance - Auto	$ 150
Insurance - Life	$ 60
Insurance - Health	$ 400
Entertainment	$ 250
Gasoline for Cars	$ 140
Other Expenses	$ 100
Total Expense	$ 4,225

NET MONTHLY INCOME A positive amount is how much is left over. A negative amount is how much you are overspending.	$ 400